Terms & Conditions

1. Acceptance of Terms

By accessing and using this banking website and its services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service. We reserve the right to refuse service to anyone for any reason at any time.

This agreement constitutes the entire agreement between you and us regarding the use of our services.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on our banking website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modifying or copying the materials
• Using the materials for any commercial purpose or for any public display
• Attempting to decompile or reverse engineer any software contained on the website
• Removing any copyright or other proprietary notations from the materials
• Transferring the materials to another person or "mirroring" the materials on any other server
• Violating any applicable laws or regulations related to access to or use of the website

3. Account Registration

When you register for an account with us, you agree to provide accurate, current, and complete information. You are responsible for:

• Maintaining the confidentiality of your account password and login credentials
• Assuming full responsibility and accountability for all activities under your account
• Notifying us immediately of any unauthorized use of your account
• Ensuring all information provided is truthful and accurate

4. Security and Passwords

You acknowledge and agree that you are responsible for maintaining the confidentiality of your password and for all activities that occur under your account. You agree to:

• Never share your password with anyone, including our staff
• Change your password regularly (at least every 90 days recommended)
• Log out of your account when using shared devices
• Immediately report any unauthorized access to your account
• Use strong, unique passwords (12+ characters recommended)

5. Financial Transactions

All financial transactions conducted through our platform are subject to:

• Verification and approval by our systems
• Compliance with applicable banking regulations and AML/KYC requirements
• Potential processing delays for fraud prevention (typically 24-48 hours)
• Currency exchange rates as determined by our payment processors
• Transaction limits based on account status and regulatory requirements

We reserve the right to decline any transaction that appears suspicious or violates our policies.

6. Deposits and Withdrawals

Deposits and withdrawals are processed according to the following terms:

• Processing times vary: Bank transfers (1-5 business days), Card deposits (instant to 24 hours)
• Minimum deposit: $10 USD | Maximum deposit: $100,000 USD per transaction
• Minimum withdrawal: $5 USD | Maximum withdrawal: $50,000 USD per transaction
• Additional verification may be required for large transactions (over $10,000)
• We reserve the right to suspend transactions for security or regulatory reasons
• Withdrawal requests processed within 5 business days

7. KYC Verification

To comply with regulatory requirements, we require Know Your Customer (KYC) verification. This process:

• Requires submission of valid identification documents (passport, national ID, or driver's license)
• May include address verification (utility bill or official document)
• Processing typically takes 1-3 business days
• Verification fee: $15 USD (one-time, non-refundable)
• Non-compliance may result in account restrictions or suspension
• Approval is at our sole discretion

8. Fees and Charges

We charge various fees for services provided, including but not limited to:

We reserve the right to modify fees with 30 days notice. Changes will be effective only for transactions after the notice period. You will receive notification via email of any fee changes.

9. Disclaimer of Warranties

The materials on our banking website are provided on an 'as is' basis. We make no warranties, expressed or implied, and hereby disclaim and negate all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. This includes warranties regarding uptime, accessibility, accuracy, or completeness of information.

10. Limitations of Liability

In no event shall our company or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on our website, even if we or our authorized representative has been notified orally or in writing of the possibility of such damage. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.

11. Accuracy of Materials

The materials appearing on our website could include technical, typographical, or photographic errors. We do not warrant that any of the materials on our website are accurate, complete, or current. We may make changes to the materials contained on our website at any time without notice. However, we do not make any commitment to update the materials.

12. Links

We have not reviewed all of the sites linked to our website and are not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by us of the site. Use of any such linked website is at the user's own risk. We are not responsible for any loss or damage that may result from your use of linked sites.

13. Modifications

We may revise these terms of service for our website at any time without notice. By continuing to use this website after changes are posted, you are agreeing to be bound by the then current version of these terms of service. It is your responsibility to review these terms regularly for changes.

14. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the jurisdiction in which we operate, and you irrevocably submit to the exclusive jurisdiction of the courts in that location. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Contact Information

If you have any questions about these Terms & Conditions, please contact us at: